Maybe you were driving home from work after a bad day when you get into an Illinois car accident. Upon realizing that the other driver does not have auto insurance, you naturally may feel your day going from bad to worse. Although things look grim, all may not be lost. Find out here in this video what you can do if you were in an Illinois crash with an uninsured driver.

Although you may want the responsible driver to pay for your damages and injuries, you may need to turn to your own insurance company. As long as you do not have a catastrophic injury, you will probably have enough underinsured and uninsured motorist coverage on your own policy to reimburse you for your damages and injuries. While many accident victims are hesitant to turn claims into their own insurance companies for fear of premiums increasing, you can rest assured knowing that insurance companies are not allowed to increase your rates because you used your own coverage after a Collinsville auto accident.

To learn more about uninsured and underinsured motorist coverage, or to make sure you are getting fairly compensated following a car crash, contact the Giacoletto Law Firm in Collinsville. You can speak with a knowledgeable Madison and St. Clair County personal injury lawyer in a free initial consultation at 618-346-8841, or contact us online at

Steve Giacoletto
Collinsville Personal Injury Attorney