Q: Should You Talk to the Other Driver’s Insurance Company?
NO, NO, and NO.
There are simply not enough good reasons for you to talk to the other driver’s insurance company about your accident without first having hired a lawyer.
After your accident you will have at least two insurance companies wanting the details and to take your statement. One is your own insurance company; the other is the insurance company for the driver of the other vehicle.
Do not talk or correspond with the other driver’s insurance company. The only exception would be if you have no auto insurance for yourself, but still want the other driver’s insurance to pay for your car repairs.
For the extremely limited purpose of getting your car fixed or deciding its value if it was totaled, you want to avoid the insurance company for the driver who caused the accident. And even under these limited circumstances it is hazardous to your property claim to talk with the other driver’s insurance company.
To get more information after you or a family member has been hurt in a car accident in Illinois, fill out the form on this website and get your FREE "Illinois Guide Book to Auto Accidents and Injuries" and the "Illinois Guide Book to Semi Truck Accidents." Or better yet, for more direct answers call the Giacoletto Law Firm at 618-346-8841 or toll free at 888-346-8841 to speak today with an experienced Madison and St. Clair County accident attorney centrally located in Collinsville.