Even in the most severe accidents, there are plenty of coverage options available if both drivers are properly insured. But if you are in an accident with an uninsured or underinsured driver, you could have serious trouble getting fair compensation. A Collinsville uninsured motorist accident lawyer can help you overcome these challenges.
At the Giacoletto Law Office, we are not afraid to take on insurance companies. With nearly three decades of experience, we have handled a wide range of insurance disputes and we know how to find coverage. By exploring your full range of recovery options, we will make sure you get the compensation you deserve.
Taking On Insurance Companies in Uninsured Driver Claims
If you have been in an accident with an uninsured or underinsured driver, you will have to go to your own insurance company in order to get coverage. Unlike a typical accident, which will be settled through negotiation or a trial, disputes with your own insurance company are typically settled through binding arbitration. We know how this process works and we are prepared to handle the following:
- Uninsured claims: These are claims for accidents caused by drivers who have no insurance at all.
- Underinsured claims: These are claims for accidents caused by drivers who do not have enough coverage to provide you with full compensation.
If you are involved in a dispute with an underinsured driver, your policy has to be for more than the policy of the other driver in order for your insurance to kick in. We will evaluate your insurance policy and help you find coverage.
The same challenges that come up in uninsured driver claims also come up in hit-and-run accidents. We can help you find coverage there too.
