Madison County and St. Clair County Bankruptcy Attorney
Discharge of Debts · Protection From Creditors
Stressed out because you can't pay the bills? Facing foreclosure? Collection agencies hounding you day and night? If your debts have taken over your life, bankruptcy offers a fresh financial start and relief from creditor harassment.
The Giacoletto Law Office, PC, can help you explore a Chapter 7 bankruptcy or Chapter 13 repayment plan as a possible solution to your debt problems. We are located in Collinsville, serving individuals and families in Madison County, St. Clair County and throughout southern Illinois. Contact us today for a free phone consultation.
Debt Relief and Peace of Mind Through Bankruptcy
Perhaps you or your spouse lost a job, or a family medical crisis was not covered by insurance. Perhaps you've been living off credit cards and now can barely afford the minimum payments, let alone paying off the huge balance.
Now the creditors are coming after you and you are in danger of losing your home or your cars. Bankruptcy may be the best solution. It may be the only solution. Or there may be alternatives for avoiding foreclosure and getting out of debt.
Experienced lawyer Steve Giacoletto can help you determine if bankruptcy makes sense for your situation:
- If you qualify under income guidelines, Chapter 7 bankruptcy allows you to eliminate unsecured debts so that you can afford your mortgage and other obligations.
- If you make too much or if you are behind on your mortgage, you may be able to qualify for Chapter 13 bankruptcy and stop foreclosure, repossessions and collection actions.
Does bankruptcy scare you? Can it really save your home? What assets can you keep? See our frequently asked questions about bankruptcy.
Explore Your Options in a Free Consultation
Bankruptcy does not erase all debts or solve all your money problems. But it can give you breathing room to get back on financial track and help you avoid losing everything you have worked for.
Call 866-647-5286 to talk to Collinsville consumer bankruptcy attorney Steve Giacoletto in a free phone consultation, or e-mail us to arrange a consultation, including evenings, weekends or off-site appointments.
We are a debt relief agency. We help people file for bankruptcy under the federal Bankruptcy Code.
