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Collinsville Chapter 13 Bankruptcy Law Firm

Illinois Repayment Plan Lawyer

Chapter 13 bankruptcy, often referred to as wage earners bankruptcy, allows for the creation of a plan to repay creditors a certain percentage of what is owed to them. That plan will be followed for three to five years, after which the remaining debts are eliminated. At the Giacoletto Law Office in Collinsville, we have more than two decades of experience providing debt relief by filing Chapter 13 bankruptcy for people in the St. Louis area and Southern Illinois.

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The goal of bankruptcy is to help you get your financial situation back under control. Even if you have received a notice of foreclosure or threats of repossession, are the target of creditor harassment or have had your wages garnished, there is a solution. If it is not Chapter 13 bankruptcy, it may be Chapter 7 bankruptcy. We are here to help you understand your options and find the one that makes the most sense for you.

Because Chapter 13 involves repaying a portion of your debt over a period of years, it allows you to address all types of debt, including credit card debt and medical bills. You can even incorporate house payments into your repayment plan and still keep your house, as well as the rest of your property.

If you hire a lawyer, you should get a lawyer. At our law firm, not only will you receive personal attention from a lawyer, but from a lawyer who has more than two decades of experience successfully helping people like you. You will work with attorney Steve Giacoletto from the start of your case to the finish.

Contact Us for a Free Initial Phone Consultation

Located between the Madison County and St. Clair County courthouses, we protect the rights of people across southern Illinois. Open during weekly business hours, we offer evening, weekend and off-site appointments as well. Contact us today for a free initial phone consultation with a Collinsville Chapter 13 bankruptcy attorney.

We are a Debt Relief Agency. We help people file for bankruptcy under the federal Bankruptcy Code.

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Our Location

Giacoletto Law Office, PC
1601 Vandalia Street
Collinsville, IL 62234

Telephone: 618-623-4297
Telephone: 866-647-5286
Fax: 618-346-8843
sgiacoletto@scglawoffice.com
Collinsville Law Office

Aggressive Experienced Representation
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